Pear Tree Polaris Fund Manager Performance Evaluation

USBNX Fund  USD 27.54  0.32  1.18%   
The fund holds a Beta of 0.67, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Pear Tree's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pear Tree is expected to be smaller as well.

Risk-Adjusted Performance

Solid

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Pear Tree Polaris are ranked lower than 17 (%) of all funds and portfolios of funds over the last 90 days. In spite of fairly weak basic indicators, Pear Tree showed solid returns over the last few months and may actually be approaching a breakup point.
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Expense Ratio Date1st of August 2025
Expense Ratio1.4200
  

Pear Tree Relative Risk vs. Return Landscape

If you would invest  2,125  in Pear Tree Polaris on November 4, 2025 and sell it today you would earn a total of  629.00  from holding Pear Tree Polaris or generate 29.6% return on investment over 90 days. Pear Tree Polaris is currently producing 0.4373% returns and takes up 1.9951% volatility of returns over 90 trading days. Put another way, 17% of traded mutual funds are less volatile than Pear, and 92% of all traded equity instruments are likely to generate higher returns over the next 90 trading days.
  Expected Return   
       Risk  
Assuming the 90 days horizon Pear Tree is expected to generate 2.67 times more return on investment than the market. However, the company is 2.67 times more volatile than its market benchmark. It trades about 0.22 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.11 per unit of risk.

Pear Tree Current Valuation

Fairly Valued
Today
27.54
Please note that Pear Tree's price fluctuation is very steady at this time. At this time, the fund appears to be fairly valued. Pear Tree Polaris holds a recent Real Value of $27.49 per share. The prevailing price of the fund is $27.54. We determine the value of Pear Tree Polaris from analyzing fund fundamentals and technical indicators as well as its Probability Of Bankruptcy. In general, we support acquiring undervalued mutual funds and dropping overvalued mutual funds since, at some point, mutual fund prices and their ongoing real values will merge together.
Since Pear Tree is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pear Mutual Fund. However, Pear Tree's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  27.54 Real  27.49 Hype  27.21 Naive  27.77
The intrinsic value of Pear Tree's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Pear Tree's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
27.49
Real Value
29.50
Upside
Estimating the potential upside or downside of Pear Tree Polaris helps investors to forecast how Pear mutual fund's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pear Tree more accurately as focusing exclusively on Pear Tree's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
25.7526.7227.69
Details
Hype
Prediction
LowEstimatedHigh
25.2027.2129.22
Details
Naive
Forecast
LowNext ValueHigh
25.7627.7729.78
Details
Below is the normalized historical share price chart for Pear Tree Polaris extending back to October 05, 1993. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Pear Tree stands at 27.54, as last reported on the 2nd of February, with the highest price reaching 27.54 and the lowest price hitting 27.54 during the day.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Pear Tree Target Price Odds to finish over Current Price

The tendency of Pear Mutual Fund price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 27.54 90 days 27.54 
about 7.31
Based on a normal probability distribution, the odds of Pear Tree to move above the current price in 90 days from now is about 7.31 (This Pear Tree Polaris probability density function shows the probability of Pear Mutual Fund to fall within a particular range of prices over 90 days) .
Assuming the 90 days horizon Pear Tree has a beta of 0.67. This usually implies as returns on the market go up, Pear Tree average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Pear Tree Polaris will be expected to be much smaller as well. Additionally Pear Tree Polaris has an alpha of 0.3122, implying that it can generate a 0.31 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Pear Tree Price Density   
       Price  

Predictive Modules for Pear Tree

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Pear Tree Polaris. Regardless of method or technology, however, to accurately forecast the mutual fund market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the mutual fund market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
25.2027.2129.22
Details
Intrinsic
Valuation
LowRealHigh
25.4827.4929.50
Details
Naive
Forecast
LowNextHigh
25.7627.7729.78
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
25.7526.7227.69
Details

Pear Tree Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Pear Tree is not an exception. The market had few large corrections towards the Pear Tree's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Pear Tree Polaris, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Pear Tree within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.31
β
Beta against Dow Jones0.67
σ
Overall volatility
2.45
Ir
Information ratio 0.15

Pear Tree Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Pear Tree for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Pear Tree Polaris can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Latest headline from news.google.com: New Analyst Forecast TROX Given 7.5 Price Target - Quiver Quantitative
The fund keeps 97.43% of its net assets in stocks

Pear Tree Fundamentals Growth

Pear Mutual Fund prices reflect investors' perceptions of the future prospects and financial health of Pear Tree, and Pear Tree fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Pear Mutual Fund performance.

About Pear Tree Performance

Evaluating Pear Tree's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Pear Tree has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Pear Tree has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Under normal market conditions, the fund invests at least 80 percent of its net assets in equity securities, warrants, and rights derivative of or convertible into common stocks, in each case issued by small cap issuers. The fund, as part of its principal investment strategy, may invest up to 15 percent of its net assets in securities of foreign issuers, which includes securities traded on non-U.S. exchanges, American Depositary Receipts and foreign securities traded on U.S. exchanges.

Things to note about Pear Tree Polaris performance evaluation

Checking the ongoing alerts about Pear Tree for important developments is a great way to find new opportunities for your next move. Mutual Fund alerts and notifications screener for Pear Tree Polaris help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Latest headline from news.google.com: New Analyst Forecast TROX Given 7.5 Price Target - Quiver Quantitative
The fund keeps 97.43% of its net assets in stocks
Evaluating Pear Tree's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Pear Tree's mutual fund performance include:
  • Analyzing Pear Tree's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Pear Tree's stock is overvalued or undervalued compared to its peers.
  • Examining Pear Tree's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Pear Tree's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Pear Tree's management team can help you assess the Mutual Fund's leadership.
  • Pay attention to analyst opinions and ratings of Pear Tree's mutual fund. These opinions can provide insight into Pear Tree's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Pear Tree's mutual fund performance is not an exact science, and many factors can impact Pear Tree's mutual fund market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Other Information on Investing in Pear Mutual Fund

Pear Tree financial ratios help investors to determine whether Pear Mutual Fund is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pear with respect to the benefits of owning Pear Tree security.
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